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Claims Recently Paid
New York Life / AARP – $1,500,000
MetLife – $1,250,000
First United American Life – $1,250,000
Primerica Life – $1,250,000
SGLI – $1,250,000
Gerber Life – $1,100,000
Prudential Life – $1,100,000
Lincoln National Life – $1,000,000
Transamerica Life – $1,000,000
Columbian Mutual Life – $900,000
AllState – $850,000
American Heritage Life – $825,000
Stonebridge Life – $800,000
Woodmen Life – $800,000
Aetna Life – $800,000
Cigna Life – $800,000
Anthem Life – $750,000
Surety Life – $750,000
Liberty Life – $725,000
Pioneer Life – $725,000
Liberty Bankers Insurance – $700,000
Dearborn National Life – $700,000
West Coast Life (Protective Ins.) – $700,000
Hartford Life – $675,000
Americo Financial Life – $650,000
Trans General Life – $650,000
Tri State Life – $625,000
Unum – $625,000
Nationwide Life and Annuity Insurance –$600,000
Pavonia Life Insurance Co. Of Michigan –$600,000
Thrivent Life –$500,000
Western & Southern Life – $500,000
Colonial Penn Life – $400,000
Bankers Life – $400,000
Unity Life – $350,000
Globe Life – $300,000
Mutual of Omaha – $300,000
USAA – $300,000
Farmers Life – $300,000
Texas Life –$250,000

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Denied Life Insurance

Don't Give up on a Denied Life Insurance Claim.

Denied Life Insurance

A denied life insurance claim is devastating. When the insurance company sends you a denial letter in the mail, you may not know where to turn.

Delayed Life Insurance

The Effects of Life Insurance Claim Errors.

Delayed Life Insurance

Life insurance claim delays are frustrating. One of the most common reasons for denial is a misstatement on the life insurance application.

Life Insurance Appeal

An Appeal For an Insurance Claim Denial is Possible.

Life Insurance Appeal

Do not accept the refusal to pay as the final word. Recover the money your policy states that you are entitled to receive.

Insurance Claim Delayed Or Denied? Call Us NOW!

Tell us about your case. We’ll take care of the rest.

DON’T GIVE UP AFTER A DENIED LIFE INSURANCE CLAIM

If your loved one has passed away, making a claim with your life insurance company is a necessity in order to receive the funds that are due to you. The loss of a loved one not only causes tremendous grief, but may be the source of financial stress as you worry about how to pay for funeral costs and keep up with bills and daily living expenses without the deceased’s income.  Waiting for your life insurance check can be a difficult time, and receiving notice of a denied life insurance claim can be absolutely devastating.

If you receive a claim denial, it is very important that you do not just give up and accept what the insurance company has said. Insurance companies routinely try dishonest tactics in an effort to avoid making payouts to beneficiaries, even if they have legitimate claims. If you just accept what the insurer has said, the insurer gets to keep the premiums without paying out what you are owed… and you could be left in a financial crisis. Appeal for insurance claim denial is possible and a life insurance lawyer will assist you in taking the right steps after your claim has been denied.

Insurance companies have many reasons for trying to deny claims, from arguing that the deceased wasn’t forthcoming on his application to claiming premiums were not paid or the death was not from a covered cause.  All of these excuses can sometimes be undermined if you have the facts and law on your side.

When the life insurance company sends you a claim denial, a life insurance lawyer can carefully review the policy language and the circumstances surrounding premium payments and your loved one’s death. Your lawyer will help you see whether there are any possible ways  you can argue the claim should be covered despite what the insurer has said.

In some situations, it turns out that the insurance company actually has no legitimate argument for denying the claim you have made. The insurer may simply be hoping you will give up and go away. When this happens and the insurance company didn’t process the claim fairly, you can take legal action for bad faith.

If the insurance company acted in bad faith and denied your legitimate claim for no reason, then you can go beyond simply appealing for insurance claim denial. In addition to getting the insurance company to reverse the denial, you can file a civil lawsuit to collect damages in addition to the policy payout, meaning  you can recover more money than would have been originally due from the death benefit. The legal system allows this because they recognize the special trust people place in insurance companies and the tremendous harm that occurs when that trust is abused.

We are dedicated to making the legal system work for you and to helping you successfully appeal for insurance claim denial. Call us toll-free at 1-855-865-4335, as soon as possible if your insurer has denied your life insurance claim.

by: THE LIFE INSURANCE LAWYERS

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