With our help, you can get the resolution you deserve.icon_red_arrow_flat_300x213 Your initial consultation is free, and you don’t pay us anything unless we recover money for you.

FREE No–Obligation
Consultation With A
Lawyer Who Can Help You

Claims Recently Paid
New York Life / AARP – $1,500,000
MetLife – $1,250,000
First United American Life – $1,250,000
Primerica Life – $1,250,000
SGLI – $1,250,000
Gerber Life – $1,100,000
Prudential Life – $1,100,000
Lincoln National Life – $1,000,000
Transamerica Life – $1,000,000
Columbian Mutual Life – $900,000
AllState – $850,000
American Heritage Life – $825,000
Stonebridge Life – $800,000
Woodmen Life – $800,000
Aetna Life – $800,000
Cigna Life – $800,000
Anthem Life – $750,000
Surety Life – $750,000
Liberty Life – $725,000
Pioneer Life – $725,000
Liberty Bankers Insurance – $700,000
Dearborn National Life – $700,000
West Coast Life (Protective Ins.) – $700,000
Hartford Life – $675,000
Americo Financial Life – $650,000
Trans General Life – $650,000
Tri State Life – $625,000
Unum – $625,000
Nationwide Life and Annuity Insurance –$600,000
Pavonia Life Insurance Co. Of Michigan –$600,000
Thrivent Life –$500,000
Western & Southern Life – $500,000
Colonial Penn Life – $400,000
Bankers Life – $400,000
Unity Life – $350,000
Globe Life – $300,000
Mutual of Omaha – $300,000
USAA – $300,000
Farmers Life – $300,000
Texas Life –$250,000

2123666

Call An Experienced Life Insurance Lawyer Today!

Toll Free (855) 865-4335

The Appeals Process

If you are the beneficiary on an insurance policy and you have received notice that your claim has been denied after the death of the insured, it is difficult to know what to do next. Life insurance is intended to provide financial support for family, friends, dependents, business partners and loved ones after a policyholder has passed away. Named beneficiaries count on getting paid so they have the financial resources to move on with their lives, and a denial can put an end to future plans and leave beneficiaries coping with stress in addition to grief.It is important to know that you do not have to accept the insurance company’s refusal to pay as the final word. An appeal for insurance claim denial is possible, but you need to understand how the system works and make a convincing case to the insurance company, judge or jury. Call Us to speak with an attorney who is dedicated to fighting for beneficiaries to help them recover life insurance proceeds.

Appealing an Insurance Claim Denial

When an insurance company delays or denies a life insurance claim, the insurer must provide notification and give you a reason for the denial. In some cases, the insurer does not have sufficient information about the deceased or the death in order to determine whether to pay on the policy. In other circumstances, the insurer may argue that there was a problem with the application or that premiums were not paid on time.Often, once you know the reason for the denial, you can act to remedy the problem. You can let the insurer know you do not believe the claim denial was appropriate and that you wish to appeal for insurance claim denial. You can provide the necessary documentation to show why you should be paid and the insurer may agree and give you the money you need.Having an attorney negotiate on your behalf with the insurance company can be invaluable when you appeal for insurance claim denial. Your lawyer knows the law and can go head-to-head with the experts and attorneys the insurance company has hired to protect its interests. An attorney can also assist in gathering necessary documentation and evidence to convince the insurer to pay.If the insurance company still refuses to pay beneficiaries the death benefit the policy was supposed to provide, the next step is to file a civil lawsuit for bad faith.  A bad faith lawsuit can be filed in cases where the insurer acted unreasonably or unfairly in handling your claim, in violation of the implied good faith requirement that exists in every insurance contract.You will need to prove that the insurer acted unreasonably in order to get the judge or jury to order the insurer to pay you the money to which you are entitled under the policy. In bad faith cases, you may be able to receive payouts that exceed policy coverage limits.

123666